Protect Yourself: A reputable seller should have a website and a successful track record of at least 3 years in business. If the person you plan to purchase a puppy from doesn’t have a website and uses a yahoo or hotmail email address please be very careful and research him/her on Google. If you cannot find anything about them do NOT send money. Please remember that most scam artists are accepting payments via Western Union. Responsible breeders and reputable companies should be able to accept bank wire. A valid business must have a bank account.
To avoid being scammed simply follow these common-sense rules and remember.. if it seems to good to be true.. it probably IS!
DEAL LOCALLY WITH PEOPLE YOU CAN MEET IN PERSON – follow this one rule and avoid 99% of scam attempts.
NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, social security number, eBay/PayPal info, etc.)
NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or any other wire service – anyone who asks you to do so is a scammer.
FAKE CASHIER CHECKS & MONEY ORDERS ARE COMMON, and BANKS WILL CASH THEM AND THEN HOLD YOU RESPONSIBLE when the fake is discovered weeks later.
AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL “GUARANTEE” YOUR TRANSACTION.
The Most Common Scam Scenario:
A scammer will express interest in your whatever and eventually offer to over-pay. This usually comes in one of two forms:
1. The scammer, usually from overseas, expresses interest in your item for sale. When you agree on terms, he indicates payment will be made by third party cashier’s check. In fact, the scammer has a friend in the US who owes him some money, so the friend will send a certified cashier’s check that includes the amount needed to pay you, plus some extra, which our scammer wants returned to him asap.
For example, a $7500 check would be sent to cover a $1500 used car. These checks usually are drawn on a US bank. The scammer really needs the extra cash ASAP (i.e. before you find out that the cashier’s check is a counterfeit), so he offers to let you keep an additional few hundred bucks for your time and trouble to arrange the wire. Well, you are no dummy, you think to yourself. You’ll deposit the check, wait 4 business days, and then wire the money. The problem is that your fake check must travel all the way to the institution whose name appears on it before they stamp a big ole COUNTERFEIT on it. That will take at least a week and usually ten days. Then the funds will be subtracted from your account in full. The scammer will never arrange to have your item for sale shipped!
2. A scammer will contact you and offer to buy your $3000 car but must pay with a “refund payment” from another customer who cancelled their order. Again, a cashier’s check for $9000 will be sent and you must immediately wire the difference.